Responding to the DWP consultation. we support the development of a Retirement Collective Defined Contribution (RCDC) model that is transparent, well-understood by members, and straightforward for trustees to operate. Clear communications requirements, alignment with the guided retirement framework, and certainty over trustee disclosure duties are essential to delivering a workable regime that enhances member engagement and trust. More…
3 December 2025 - APPT outlines trustees' and members' RCDC needs